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All-Star Insurance Brokers Inc

2821 S Parker Rd Suite 455
Aurora, CO 80014

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Recreational “Toys” and Recreational Insurance Fact Sheet

It is often said we never grow up completely. Even as adults we love to have fun. These days however our toys are used for recreational fun.  They also are a lot bigger and cost more.

So what is considered a recreational toy?

That depends on what you like to do, but some favorites include:

  • Boats
  • Motorcycles 
  • RVs and Campers
  • Golf Carts

These activities and others need to be insured against things like theft, damage, and loss certainly, but that’s not all.

When you get on that bike or go out to play a round of golf,  you’ll be taking some risks for yourself and others.

Recreational Toy Facts

  • 3.6 million people were injured in recreational activities and toys in 2022
  • Preventable deaths with bicycles have risen 44% in 10 years.
  • ATVs (all-terrain vehicles) are the leading cause of injuries in recreational vehicles.
  • While RVs are not in accidents nearly as frequently as autos they are top-heavy and wider when driving.
  • Motorcycles skid extremely easily on grass lawn clippings that homeowners blow into the street when mowing

That seems pretty scary, but by following safety standards and using safety equipment, you can safely enjoy your recreational fun. However, in Aurora, CO and elsewhere, you’ll need coverage for your toys, and certainly on any that are vehicles.

Schedule A Consultation Today

All-Star Insurance Brokers Inc. provides expert information and answers to recreational vehicle and equipment owners about the kind of coverage they need. We will provide up-to-date expertise on all insurance laws and recreational insurance options and put together a comprehensive plan to meet your needs for insurance on all your toys and leave you worry-free to go have fun!

Serving Aurora, CO and surrounding communities, All-Star Insurance Brokers Inc. is here to help!

Why is it helpful to have a recreational insurance plan in Colorado?

If you are in the Aurora, CO area, you are likely aware that there are many great recreational activities to enjoy. If you do want to enjoy all that this area has to offer, owning your own recreational asset is a good idea. Along with this purchase, you do need to get the right insurance.

There are various reasons why having a recreational insurance plan is helpful:

You Want to Protect Asset

An important reason that anyone here will want to get a recreational insurance plan is so they can protect their assets. When you are looking to invest in one of these assets, you will likely find that it can cost a lot of money and take a lot of work to keep in good condition. If you have a recreational insurance plan, it will give coverage ot ensure this asset is covered and protected. 

Reduce Risk of Liability Claims

Having a recreational insurance plan is also a good idea as it will give you some support against liability claims. When you use one of these assets, there is always a chance you can cause damage in an accident. Fortunately, if you do have a recreational insurance plan, it will offer the support you need to offset this risk. 

Contact Us Today

Having a recreational insurance plan can clearly be a good idea if you are in the Aurora, CO area. When you are looking for any type of coverage for your recreational asset here, calling the team with All-Star Insurance Brokers Inc is a good first start. The professionals at All-Star Insurance Brokers Inc know how important your recreational asset is and they will give any guidance you need to build an ideal policy that will meet your needs. 

Why it’s important to protect your recreational vehicles

The team at All-Star Insurance Brokers Inc is here to help the greater Aurora, CO community with their insurance needs. We know how great it is to get outside, especially into the beautiful natural areas that surround us. If you are a recreational vehicle enthusiast, it’s important to know how insurance can help protect you.

Why ATVs and other recreational vehicles require insurance

Many people who love riding ATVs and similar vehicles think that, because they ride on private land, they are not required to carry insurance. While this may be true in some instances, there are many reasons to have insurance for these types of vehicles. The main reason why it’s a smart idea to have insurance is liability concerns. If you are or someone riding your vehicle is involved in an accident or another injury-causing mishap, you will want to have liability insurance in place!

Additionally, if your recreational vehicle is damaged or stolen, you will not want to have to come 100% out-of-pocket to repair or replace it. Even when you are only riding your vehicle on private land, it still makes a lot of sense to have a basic insurance policy in place. If you ride on roads or other public areas, you will want to take a look at other more comprehensive policies.

Now is a great time to find out more!

Find out more today!

The team here at All-Star Insurance Brokers Inc is available to answer your questions about all types of insurance. If you are in the greater Aurora, CO area and would like to learn more, call or stop by our office today!

Who should get recreational insurance in Colorado?

Those that are in the Aurora, CO area will find that there are many recreational options available to them. To ensure that you can enjoy your experience in this area of the state, getting your own recreational vehicle can be a good option. Those that are going to purchase one of these assets should also consider their insurance needs. There continue to be many situations when having additional recreational insurance is a good option.

Those Wanting to Protect Asset Need Insurance

If you are going to buy a recreational vehicle, you will be making an investment that you will want to have paid off for years to come. One of the best ways that you can make this happen is by getting a recreational insurance policy. With one of these policies, you will know that you are covered if the vehicle is stolen or damaged.

Those that Want Liability Protection Should Get Coverage

It would be best to get a recreational insurance policy when you want to get liability coverage. There is always going to be some risk associated with operating these vehicles. If you make a mistake that leads to damages, you will have to pay to cover them. Fortunately, with a recreational insurance plan, you will have the coverage needed to offset this risk. 

If you are going to buy a recreational vehicle and are in the Aurora, CO area, you will want to know that you have proper insurance at all times. One company that can help you better understand your insurance needs and choose a policy is All-Star Insurance Brokers Inc. When you work with All-Star Insurance Brokers Inc, you will get the guidance needed to understand your needs and options while also picking a quality policy.