If you’re a motorcycle enthusiast, you know that owning and riding a bike comes with its own risks. And while you may do everything in your power to stay safe on the road, accidents can still happen – which is why it’s important to have the right insurance policy in place.
All-Star Insurance Brokers Inc in Aurora, CO can help you navigate this important insurance coverage.
Here are five things you need to know about motorcycle insurance:
1. Different States Have Different Requirements
Every state has different laws regarding motorcycle insurance, and it’s important to be aware of the requirements in your state. You could face serious penalties if caught riding without the required insurance.
2. You Can Get Different Types of Coverage
Just like with car insurance, there are different types of coverage available for motorcycles. The most common type is liability insurance, which covers damages caused by the rider to someone else. Other types of coverage include collision and comprehensive insurance, which cover damages to the rider’s own motorcycle.
3. You’ll Need to Consider Your Deductible
When choosing a motorcycle insurance policy, you’ll need to decide on the amount you would be able to pay out-of-pocket in the event of an accident before your insurance would cover the rest. This is called your deductible, and it can greatly impact your premium.
4. Add-Ons Can Customize Your Coverage
A number of add-ons or riders can be added to a motorcycle insurance policy to customize the coverage. Some common add-ons include roadside assistance, trip interruption, and custom parts and equipment coverage.
5. Motorcycle Insurance is Generally Affordable
Motorcycle insurance is typically less expensive than replacing a bike or repairing damages out-of-pocket. However, the cost of motorcycle insurance will vary depending on factors such as the type of bike, the rider’s age and driving record, and the amount of coverage.
Get Motorcycle Insurance Today
All-Star Insurance Brokers Inc in Aurora, CO offers motorcycle insurance that will protect you and your bike. We have a wide range of coverage options to choose from, so you can find the perfect policy for your needs.
Contact us today to get a quote on motorcycle insurance.