The purpose of auto insurance is to help with repairs should you find yourself in an accident. It can also provide roadside assistance, not to mention help cover liability issues. However, your insurance is only part of the equation. In order to better protect yourself and your vehicle, you need to take care of it properly. At All-Star Insurance Brokers Inc., it is our goal to give you all the information you need to do precisely this. So, if you live around greater Aurora, CO, here are a handful of tips for extending the life of your car.
Check Your Fluids
You don’t need to be a mechanical wizard to check your fluids. Most fluids within your vehicle will have clear identifying marks for levels. Make sure these are leveled and don’t run low. Your owner’s manual will tell you exactly the fluid you need if you notice low fluid levels.
Regularly Scheduled Maintenance
Your owner’s manual will detail a maintenance schedule you need to follow. This will help you keep on top of any kind of repairs that need to be made, all before the small repairs turn into something far more severe.
Protect Your Vehicle With Auto Insurance
There are three pillars in extending the life of your vehicle. The first is to follow these tips. The second is safe, defensive driving. The third is to protect your vehicle with auto insurance. Finding the right kind of auto insurance can be a challenge, but our staff here at All-Star Insurance Brokers Inc is here to help. So, if you call Aurora, CO home, and want to learn more about your auto insurance options, give us a call at your earliest convenience. We are here to help every step of the way.
Whether you live in Aurora, CO or Dallas, TX, your business plays a huge role in how you interact with the city. From its people to its weather, you’re influenced by countless local forces. And when so many things can go wrong in a commercial enterprise, it’s worth examining how your policy works in real-life. All-Star Insurance Brokers Inc. is here to tell you more.
1. The Minimums Are Not the Same As What You Need
You may need a certain degree of coverage to stay in compliance with state law while you’re officially operating your business. But like so many other things in life, you may not want to let another person dictate terms for you. Business owners may want to consider adjusting their policy, so it fits their expectations as opposed to someone else’s.
2. Liability Counts
An employee harasses a customer, a patron slips and falls, one of your products malfunctions: all of these are everyday events that can be solved with the help of liability coverage. But your commercial policy may have limits on your liability, which can ultimately have a lot to do with how you handle an accusation.
3. You May Need a Little Extra Help
It’s impossible to research everything you need online. Even going line by line through your policy may confuse matters more than it helps. If you’re looking for someone who can explain your policy, without using technical jargon, it’s not a sign of weakness or ignorance. On the contrary, it can prepare you for what’s really to come if something goes wrong.
If you don’t want to guess about your commercial insurance policy, All-Star Insurance Brokers Inc. in Aurora, CO is here to be of service. When you give us a call, we can help you decipher it all.
Because home insurance is typically an avoided topic of conversation (unless a natural disaster hits), it’s all too common for people to form several misconceptions. When it comes to home insurance in Aurora, CO, it may be helpful to start dispelling a few myths. All-Star Insurance Brokers Inc. is here to tell you three facts that may make it easier to adjust your coverage if you need to.
Home Insurance May Not Cover Certain Things
Pet damage, flooding, personal property: your home insurance is different from your neighbor’s in terms of coverage. You can’t assume that something is covered unless it’s listed in black-and-white.
Home Insurance Helps If You’re Sued
If a guest injures themselves because of a poorly maintained home, it’s home insurance that will help you cover the expenses of a lawsuit or a settlement. What you may not know is that your policy also lists certain limits, so you may want to consider if they’re high enough to cover something like serious medical bills.
Home Insurance Is Dependent on Your Carrier
How fast is a claim processed? How easy is it to get ahold of an agent? Is it easy to understand the terms of your policy? You may be meeting your mortgage requirements by having home insurance, but the carrier you choose matters. The more you know about your policy, the better your decisions will be.
If you don’t want to take chances with your policy or have questions about which kind of policy is right for you, All-Star Insurance Brokers Inc. is here to serve the homeowners of Aurora, CO. Contact our office to speak with an agent about your options.