Business Owners and Commercial Insurance

As a business owner, you’re going to find yourself wearing many different hats. The list of responsibilities and duties which you must perform each week can sometimes feel overwhelming. At All-Star Insurance Brokers Inc., serving Aurora, CO, we want to help take off some of that stress. One of the biggest responsibilities felt by business owners is the stress of knowing it is up to you to protect your business from disaster or financial hardship. We are here to help with that. A solid commercial insurance policy can relieve this stress and strengthen your company. 

What Is Commercial Insurance?

Commercial insurance is a type of bundled insurance policy that can help business owners rest easy. This type of insurance product will have everything you need to make sure your money and time investments are well protected in your business. 

What Does Commercial Insurance Cover?

Although a knowledgeable insurance representative will customize a policy that suits your particular needs, there are a few general areas of coverage included in most commercial policies.

• Property damage– Property damage insurance will assist if there is damage to your property or equipment because of fire, natural disaster, or burglary. The policy will help to pay for the repair or replacement of these things. 
• Auto coverage– You must provide automobile insurance for any vehicles you use in your business’s operation. A commercial policy can cover this. 
• Liability– Liability is a vital type of insurance coverage. If an employee or a customer is injured at your business or because of your goods and services, you and your company could be held responsible for any medical bills or legal fees which resulted. Expenses of this magnitude can leave a business owner financially vulnerable. A solid liability policy can protect you from this. 

If you would like to learn more, please contact us at All-Star Insurance Brokers Inc., serving Aurora, CO.