Liability requirements for motorcyclists in Colorado

Motorcycle Insurance Requirements in Colorado

In all states, including Colorado, motorcycle riders are obligated to acquire a particular type of insurance coverage before they take their vehicles on the road. Failing to have sufficient insurance coverage can lead to penalties such as fines, especially within Aurora, CO. Therefore, each motorcyclist should have a comprehensive understanding of compulsory liability coverage. Provided by All-Star Insurance Brokers Inc., the standard liability insurance offers the following:

• Bodily injury coverage, providing a $25,000 coverage per individual
• Accident coverage, with a maximum limit of $50,000
• Property damage coverage estimated at $15,000 per accident

Additional Versus Minimum Coverage

The coverage outlined above serves as the minimum requirement by the law in Aurora, CO, and other regions within the state. Nonetheless, motorcyclists can opt for broader coverage. Policies such as collision, comprehensive, uninsured motorist, and medical coverages are available for additional protection against losses. Even though they are not a legal obligation, such coverages ensure you are fully prepared for substantial losses.

Acquiring More Information

Agents at All-Star Insurance Brokers Inc. can provide more insights into the different coverage options and help you set up a policy. Contact us today to get started.