Condo insurance is a must for anyone who owns a condo. It provides three different types of protection to condo owners. If you have a condo, call us at All-Star Insurance Brokers Inc in Aurora, CO to find out more about getting your condo insured.
One of the main coverage types that condo insurance gives you is protection if your possessions are destroyed or damaged. This coverage can help you to replace items that are lost in a disaster or calamity. With this protection, you won’t have to start over from scratch if the worst should happen to your belongings. It’s an important type of coverage to allow you to get back to normal life after a terrible incident.
What happens if you have a guest in your condo and that guest gets sick or becomes injured? Generally, the liability will be for you. You will have to pay the medical bills and/or damaged property costs if you are judged to be at fault for the incident. With condo insurance, you have a set amount of liability coverage. If an accident happens, the insurance will pay up to its maximum to not get sued for the bills.
If your condo were to be extremely damaged or destroyed, you would not be able to live in it, at least for a while. So, what do you do? If you have condo insurance, the policy will pay for you to move somewhere that is habitable for the duration. It can even pay for some of your expenses as you move.
Get Condo Protection
If you don’t have your home covered by condo insurance yet, give us a call at All-Star Insurance Brokers Inc in Aurora, CO. Your home and your possessions should be covered to protect your standard of living.